Kirk Conole No Comments

Self Insurance + Reference Based Pricing = Healthcare Savings

Companies employing at least a hundred employees often consider self-insurance as a way to control medical costs but self-insurance alone is not enough. Of the many practices needed to improve quality of care and keep costs down, the most effective is replacing the discount …

Kirk Conole No Comments

Broker vs Client Perspectives on Healthcare Savings

Whose view depends on which side of the table you’re on!

We’d like to believe our health insurance broker is always looking out for our best interest, but without understanding how incentives work how can we be sure?

Anyone who has ever been responsible for …